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Limited Edition Vetted VA Summer Camp Shirt

This t-shirt is everything you’ve dreamed of and more. It feels soft and lightweight, with the right amount of stretch. It’s comfortable and flattering for all. • 100% combed and ring-spun cotton...

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Calculating Entitlement Shorthand – Math Made Easy!

This t-shirt is everything you’ve dreamed of and more. It feels soft and lightweight, with the right amount of stretch. It’s comfortable and flattering for all. • 100% combed and ring-spun cotton...

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Trust but Verify – not just a fancy slogan (women’s relaxed T)

This just might be the softest and most comfortable women’s t-shirt you’ll ever own. Combine the relaxed fit and smooth fabric of this tee with jeans to create an effortless every-day outfit, or dress...

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Trust But Verify – a Way of Life – Adult Unisex

This t-shirt is everything you’ve dreamed of and more. It feels soft and lightweight, with the right amount of stretch. It’s comfortable and flattering for all. • 100% combed and ring-spun cotton...

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Trust but Verify – in a V-Neck (For Christopher)

This unisex tee has a classic v-neck cut and fits like a well-loved favorite. • 100% combed ring-spun cotton • Pre-shrunk fabric • Fabric weight: 4.2 oz/yd² (142 g/m²) • Regular fit • Side-seamed...

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Interest Rate Reduction Refinance Loan

IRRRL All right, let’s get into our first type of refinance loan. And this is the interest rate reduction refinance loan, also known as the IRRRL, Interest Rate Reduction Refinance Loan. It’s taken me...

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2023 Conforming Loan Limits

Circular 26-22-18 Today I want to talk to you about a new circular that dropped for the VA. It is circular number 26-22-18, and it is about the new Federal Housing Finance Agency 2023 conforming loan...

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Tidewater Appraisal

The VA Appraisal I want to concentrate on the appraisal process when it comes to the tidewater process.  Let’s say the lender has already ordered your appraisal, and the VA has assigned an appraiser....

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How to Apply for a VA Home Loan With a Certificate of Eligibility

In recognition of your service, the Department of Veterans Affairs financially backs home loans for Veterans, Active Duty Service Members, National Guard, Reserves and some surviving spouses. VA home...

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How to Start and Build Your Emergency Fund. The Benefits of Being Financially...

If your car unexpectedly broke down tomorrow, and you were faced with a $1000 repair bill, would you be able to pay the total amount from your savings? If your answer is No, you’re not alone. Sixty-one...

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How to Start Saving for Retirement

Many people dream about the day they can retire. Whether you’re early in your career, closer to the traditional retirement age, or would like to retire early, you will need to have a substantial amount...

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Comparing Snowball Method and Avalanche Method to Pay Off Debt

Paying off all your debt can seem like an impossible task, especially if you can only manage to pay the minimum required amount each month. Fortunately for you, there are multiple strategies to help...

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Benefits of Saving Money as a Family

Whether your family is just you and your partner, a family with children, or a multigenerational household, all families have short-term and long-term financial goals. A highly effective way to ensure...

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VA Loan will be ineligible for a Funding Fee Refund if…

Update On June 23rd, 2022 a new circular Circular 26-22-12 added to Circular 26-22-02, published on January 6. Circular 26-22-12 is crystal clear, the update pertains to pre-discharge eligibility for...

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How to Calculate Income from an LES

Leave and Earning Statement (LES) As a borrower or lender, it is important to know how to of calculate qualifiable income shown on the leave and earnings statement, otherwise known as an LES. The...

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